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18-Sep-2017 20:13

If you have multiple federal student loans, you can consolidate them into a single Direct Consolidation Loan.This may simplify repayment if you are currently making separate loan payments to different loan holders or servicers, as you'll only have one monthly payment to make.

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Use the Before you contact your loan servicer to discuss repayment plans, you can use our Repayment Estimator to get an early look at which plans you may be eligible for and see estimates for how much you would pay monthly and overall.As these loans are tailored for students, they have low interest rates and flexible repayment terms that enable students to repay the borrowed amount with ease.The federal government and private lenders are the two main sources of student loans, though some state governments distribute them as well.Lawsuits are not very common in federal student loan collection, but they can happen!

It is less common for the government to sue to collect on student loans because it has so many tools to use outside of court.

Keep in mind that extending your repayment term may increase the amount of interest you pay over the life of the loan.



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